Woman Seated by Water with Sailboats (Framed Watercolor Painting)

This is a matted and framed watercolor painting depicting a female figure in an indoor or semi-outdoor setting with a waterside background. The central figure is a woman with dark, bobbed hair, possibly indicating an Art Deco or early 20th-century aesthetic, given the stylized rendering. She is seated in a stylized armchair, with her left arm resting on the armrest and her right hand appearing to be in her lap. She wears a golden-yellow top with abstract, organic shapes in a darker shade, and a vibrant blue skirt with lighter blue, possibly floral or abstract, patterns. Her posture is relaxed, with her legs crossed and a single slender leg and foot extended. The background features a body of water with several sailboats and what appears to be a railing or balcony. To her right, there is a side table with a checkered black and white pattern, on which sits a bowl of green fruit (possibly limes or apples), a tall light blue vase with orange flowers, and a small, possibly pink, hat. The colors are predominantly bright and clean, characteristic of watercolor, with visible brushstrokes and areas of wash. The painting is housed within a multi-layered frame. There's a white inner mat, followed by a wide beige or off-white second mat, and then an outer gold-toned wooden frame with some decorative molding. The glass covering the artwork reflects some light, indicating it is likely under plexiglass or glass for protection. The artist's signature, partially visible in the bottom left corner, appears to start with 'T.' and is difficult to fully discern from the image. The condition appears good, with no immediately visible damage to the artwork itself, though reflections on the glass obscure some details. The frame shows minor wear consistent with age, but no significant defects. The overall impression is one of a cheerful and elegant scene, possibly from the mid-20th century or a contemporary piece in a retro style.