AI Appraisal Estimate

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Submitted item photo
Submitted photo · June 8, 2026

User's notes

VTG 925 Sterling Silver Marcasite Mother of Pearl Cross Pendant Necklace

AI analysis below

AI appraisal

AI analysis & estimate

AI-Generated · Verify before acting

Everything below is generated by AI for informational purposes only. AI can make mistakes — the AI may misidentify items or misattribute them (artist, maker, brand, designer, origin, era). This is not an official valuation and should not be used for insurance, sale, tax, estate, legal, or lending purposes — or any decision requiring a certified appraisal. It is not an authoritative claim about any person, brand, or rights holder — do not share or rely on it as a factual statement about a third party. Always consult qualified professionals before making financial decisions.

Note

This analysis also relies on unverified notes provided by the user, which may be incomplete or inaccurate and could affect the result.

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AI Identification

·Not independently authenticated·Verify before acting

Vintage 925 Sterling Silver Marcasite Mother of Pearl Cross Pendant Necklace

Jewelry

AI Estimated Value

·Not an official valuation·Verify before acting

$65-95

As of June 8, 2026

AI Item Analysis

·AI can make mistakes·Verify before acting
This is a vintage cross pendant crafted from 925 sterling silver, featuring marcasite gemstones and a central mother-of-pearl inlay. The pendant exhibits a classic cross silhouette with flared arms, adorned with numerous small, faceted marcasite stones that create a subtle, glittering effect. The central element of the cross is an oval-shaped, iridescent mother-of-pearl cabochon, set in a bezel. The silver framework is intricately designed with scrolled motifs and small bead-like accents, adding to its antique aesthetic. The overall construction appears solid, with some openwork detailing visible on the reverse side of the pendant. The back clearly shows the '925' sterling silver purity mark, alongside additional maker's marks that appear to read 'IRA' or 'IBA' and 'PAS', indicating its materials and potentially its origin or manufacturer. The sterling silver exhibits a natural patina consistent with age, lending it a desirable vintage character. There are no immediately apparent signs of damage, missing stones, or repairs. The craftsmanship suggests a piece from the Art Deco or Edwardian revival period, possibly early to mid-20th century, given the popular use of marcasite and mother-of-pearl in that era. The bail for attaching to a necklace is visible at the top, integrated into the design. The piece appears to be well-preserved, showcasing good quality and intricate detail work typical of vintage marcasite jewelry.

AI Appraisal Report

·AI can make mistakes·Verify before acting
Upon examination of the images provided, this vintage cross pendant presents as a well-crafted piece made from 925 sterling silver, marcasite, and a central mother-of-pearl cabochon. The design, featuring flared arms, scrolled motifs, and the use of these specific materials, is consistent with styles popular in the Art Deco or Edwardian revival periods of the early to mid-20th century. The '925' stamp confirms the sterling silver content, and the natural patina is appropriate for a piece of its presumed age. All stones appear to be intact, and there is no visible damage, placing it in very good vintage condition. The value of this pendant is primarily influenced by its materials, craftsmanship, and condition rather than significant rarity. The market for vintage sterling silver marcasite jewelry is established but generally accessible. Comparable sterling silver, marcasite, and mother-of-pearl cross pendants from this era typically sell in the $65 to $95 range in secondary markets, such as online auctions and vintage jewelry stores. The intricate detailing and excellent preservation of this piece place it at the higher end of this estimate. It is important to note the limitations of an appraisal based solely on images. While the '925' mark is a strong indicator of authenticity, a physical inspection is required to test the metal's purity definitively. In-person examination would also allow for microscopic analysis of the maker's marks ('IRA'/'IBA' and 'PAS') to confirm the manufacturer and origin, which could potentially impact value. The setting and quality of the marcasite stones would also be more thoroughly assessed by hand.

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