Silver Torc Necklace with Inlaid Shell Pendant

This item is a contemporary-styled neck ring or 'torc' crafted from silver, likely sterling (925), featuring a slide-style pendant. The main body consists of a rigid, circular band with an open back to facilitate wearing. The pendant is an oval-shaped setting housing a horizontally oriented polished shell cabochon, displaying iridescent white and cream striations characteristic of mother-of-pearl or abalone. The metalwork surrounding the stone includes a subtle beaded or twisted wire trim and a cluster of three small silver spheres at the bottom, adding a drop-style decorative element. The pendant is suspended via a wide silver tube bail that slides along the collar. Physically, the piece shows a consistent high-polish finish with light surface scratches and minor tarnish (patina) concentrated in the recessed areas of the pendant detail, suggesting light wear. There are no visible maker's marks or hallmarks from this angle, though the craftsmanship appears professional and symmetric. The overall aesthetic suggests a late 20th-century artisan or Southwestern-inspired design, emphasizing clean lines and natural organic materials.