2020 Panini Select Football Joe Montana Concourse Card

This is a 2020 Panini Select football trading card featuring Hall of Fame quarterback Joe Montana of the San Francisco 49ers. The card is a standard 2.5 by 3.5-inch size, constructed from high-quality thick cardstock with a metallic 'optichrome' finish common to the Select brand. The design features Montana in an action pose centered within a shield-like frame against a blurred stadium background. The 'Select 2020' logo is positioned at the top center, and his name 'JOE MONTANA' and team '49ERS' are printed at the bottom. The color scheme incorporates the 49ers' signature red and gold, with silver/chrome accents and a white wave-like pattern in the background. The card is currently housed in a clear plastic protective sleeve. Regarding condition, there is a visible vertical scuff or crease mark running through the left side of the player image, and a notable white speck or debris trapped under the sleeve near the top center. The centering appears slightly heavy toward the left margin. The edges and corners appear relatively sharp through the plastic, but the surface damage significantly impacts its potential investment grade.