Solitaire Pendant Necklace with Bezel-Set Stone

This item is a solitaire pendant necklace featuring a single round faceted stone set in a bezel setting, suspended from a thin, gold-toned snake chain. The chain appears to be made of a polished metal, possibly gold, gold-plated, or gold-filled, given its consistent warm, yellow hue and smooth, flexible construction. The snake chain is characterized by its tightly linked, scale-like segments that create a fluid, continuous surface. The stone itself is clear and colorless, exhibiting the typical sparkle and dispersion associated with a diamond or a diamond simulant, such as cubic zirconia or moissanite. Its round brilliant cut is evident from the visible facets, which catch and reflect light, creating a bright central flash. The bezel setting securely encloses the entire girdle of the stone within a smooth, continuous band of silver-toned metal, likely white gold, platinum, or sterling silver. This type of setting offers excellent protection for the stone and provides a sleek, modern aesthetic. The transition from the gold-toned chain to the silver-toned bezel setting suggests a bi-metal design or the use of different materials for the chain and the pendant setting. The overall condition appears to be good, with no obvious signs of significant damage like chips, cracks, or heavy scratching on the stone or metal. There might be minor surface wear consistent with general use, such as light scuffs on the metal. The simplicity of the design, focusing on a single prominent stone, suggests a classic or contemporary style. Without clearer hallmarks or maker's marks, determining precise material composition and age is challenging, but it likely dates from the late 20th century to the present.