AI Appraisal Estimate

This is a 1921 Morgan Silver Dollar, a United States dollar coin featuring the profile of Lady Liberty on the obverse. The coin is composed of 90% silver and 10% copper, with a standard diameter of 38.1 millimeters. The obverse displays George T. Morgan's design of Liberty wearing a Phrygian cap with 'LIBERTY' on the band, adorned with cotton and wheat, surrounded by the motto 'E PLURIBUS UNUM' and 13 stars. The date '1921' is clearly visible at the bottom. This particular specimen exhibits a circulated grade with moderate surface wear, particularly on the higher points of Liberty's hair and the cheek. Notable condition details include uneven toning or 'patina' with yellowish and grayish hues across the fields, along with visible contact marks or 'bag marks' and small scratches consistent with commercial handling. The denticles around the rim are mostly intact, though slight softening is present. The 1921 issue was the final year of the Morgan series, struck in large quantities after a long hiatus since 1904, and this example demonstrates the flatter relief characteristic of that final year's production dies.

I have examined the 1921 Morgan Silver Dollar via the provided documentation and high-resolution images. This specimen represents the final year of production for the George T. Morgan design. My assessment identifies the coin in 'Very Fine' to 'Extra Fine' circulated condition. The moderate wear on Liberty's hair above the ear and the flat relief on the cotton blossoms are consistent with a 1921 strike that has seen commercial handling. The uneven yellowish and grayish toning suggests natural aging rather than harsh chemical cleaning, though the visible 'bag marks' and field scratches are typical for this high-mintage issue. From a rarity perspective, 1921 is the most common date in the series, with over 44 million struck at Philadelphia alone; thus, its value is driven more by silver bullion content and entry-level collector demand than numismatic scarcity. Current market comparables for raw, circulated 1921 dollars consistently fall within the $30 to $35 range. Limitations: While the visual details such as the denticles and lettering appear consistent with a genuine 90% silver US Mint strike, I cannot definitively verify authenticity from images alone. A physical inspection is required to confirm the weight (26.73g), diameter (38.1mm), and acoustic 'ring' test. Scientific testing via XRF (X-ray fluorescence) would be necessary to confirm the precise 90/10 silver-to-copper alloy composition and rule out high-quality contemporary counterfeits or silver-plated replicas. For a more formal valuation, I would recommend submission to a third-party grading service like PCGS or NGC, though the cost of grading may exceed the value increase for this specific common-date specimen.