AI Appraisal Estimate

This is an official GIA Colored Diamond Grading Report, dated May 31, 2017, for a natural 1.20 carat diamond. The document describes a stone with a Cushion Modified Brilliant cutting style, measuring 6.04 x 5.51 x 3.87 mm. The diamond is graded with a 'Fancy Intense Yellow' color of natural origin and even distribution. The clarity is rated as 'Internally Flawless,' which is a high-tier quality indicator. Proportions include a table of 57% and a depth of 70.2%, with an extremely thick faceted girdle and no culet. The finish is noted as 'Excellent' for polish and 'Very Good' for symmetry, with 'None' for fluorescence. The report includes a laser inscription of the report number on the diamond's girdle. The physical document is printed on specialized paper with security features, showing some minor creasing and handling wear, but remains legible. It includes the standard GIA colored diamond and clarity scales for reference and a profile diagram of the stone.

I have examined GIA Colored Diamond Grading Report #1243895576. The document describes a 1.20-carat Cushion Modified Brilliant diamond with a Fancy Intense Yellow color grade and Internally Flawless (IF) clarity. This combination represents a high-tier asset; Fancy Intense Yellow is a highly sought-after saturation level in the 'canary' diamond market, and an IF clarity grade in a natural colored stone is exceptionally rare, significantly boosting its value. The 'Excellent' polish and absence of fluorescence further enhance its marketability. Based on current market trends for high-end fancy diamonds, the estimated retail replacement value for such a stone ranges between $18,000 and $22,000. While the physical report shows minor wear, its data remains clear and reflects a premium specimen. However, as this appraisal is based on a digital image of a 2017 document, several limitations apply. This assessment assumes the certificate's authenticity and that the diamond described remains in its graded state without later damage. I cannot verify the security features of the physical GIA paper—such as the hologram or microprint—without a physical inspection. Furthermore, the report is nearly seven years old; a 'GIA Recheck' or update is recommended to confirm the stone's current condition and to ensure the laser inscription on the girdle perfectly matches the record. A professional valuation for insurance purposes would require a physical examination of the stone under a microscope to confirm the lack of internal characteristics and a master-stone comparison to verify color saturation.