Silver-tone teardrop pendant with inlaid iridescent opal-style mosaic

This piece features a teardrop-shaped pendant constructed with a silver-colored metallic bezel and setting, suspended from a woven wheat or spiga-style silver-tone chain. The front of the pendant showcases channel-set mosaic inlays of rectangular tiles with multi-color play-of-color flash, displaying shades of green, turquoise, and pink, consistent with crushed or lab-created opal inlay work. A polished S-curve metallic channel bisects the mosaic field. The reverse side is not visible in the provided image; however, the owner notes a '925' mark on the back, which is consistent with sterling silver purity, though this marking remains unverified without direct visual inspection or metallurgical testing. The piece appears stylistically consistent with late 20th-century Southwest or contemporary Artisan jewelry design. Condition is generally good with mild surface wear, minor tarnish, and light scratching visible on the polished silver surfaces. Hedged language is used in identification as maker's marks, metal purity marks, and gemological composition cannot be fully confirmed from a photo alone.

Based on what I can see in the provided image, this is a silver-tone teardrop pendant featuring channel-set mosaic inlays of multi-color lab-created or crushed opal, bisected by an S-curve metal channel and suspended on a spiga-style chain. Per user submission, the piece bears a '925' mark on the reverse side. However, I cannot verify metal purity or gemstone composition from a photo alone; physical inspection, XRF testing, or gemological testing would be needed to confirm whether the metal is solid sterling silver or silver plate, and whether the inlay is lab-created or natural material. The item shows mild surface wear, tarnish, and light scratching consistent with general use. Assuming the item is sterling silver with lab-created opal inlay as described, typical secondary market value for contemporary Southwest or artisan-style jewelry of this type ranges from $35 to $65. General market demand for silver mosaic jewelry remains steady, though unbranded pieces depend heavily on material weight and visual appeal. If the item turns out to be base metal or silver-plated rather than sterling silver, its value would decrease to approximately $10 to $20. Full authentication would require in-person examination to verify hallmarks, test metal content, and evaluate the inlay materials directly.