Bank of Montreal stick pin (not authenticated)

This is a vintage stick pin featuring the heraldic crest and imagery associated with the Bank of Montreal. The item is constructed from a yellow metal, likely gold-filled or brass given the warm tone and typical manufacturing era for such corporate commemorative items, though metal purity remains unverified without physical testing. The centerpiece of the head is a circular medallion bearing the motto 'CONCORDIA SALUS' and a central shield design, flanked by heraldic supporter figures. Below this medallion, a banner prominently displays the text 'BANK OF MONTREAL' in raised lettering. Set just beneath the central banner is a small, clear faceted gemstone, which visually resembles a diamond or a quality glass/synthetic stone, though its composition is untested. The head sits atop a long, slender straight metal pin stem with decorative spherical and capped elements just beneath the main mounting. The physical condition appears generally well-preserved with some minor surface patina and light wear consistent with age, but no major structural damage or repairs are immediately visible. The identification rests on the clearly legible text and coat of arms displayed on the face of the pin. The style is consistent with early to mid-20th-century corporate service or commemorative jewelry, but exact manufacturing date and maker marks cannot be determined from the provided image alone.

Based on what I can see in the provided image, this vintage stick pin features the heraldic crest and imagery associated with the Bank of Montreal, complete with the motto 'CONCORDIA SALUS' and a small clear faceted stone. I can't verify the metal purity, gemstone composition, or exact manufacturing date from a photo alone, and would need physical inspection to confirm whether the piece is gold-filled, brass, or made of more precious materials. The valuation range of $100-$200 assumes that the attribution to early-to-mid-20th-century corporate commemorative jewelry is correct and that the piece is crafted with gold fill and a quality synthetic stone. Corporate memorabilia of this type generally appeals to niche collectors of banking history, Canadian ephemera, or vintage stick pins, with demand remaining relatively modest and steady rather than speculative. To confirm authenticity and exact material composition, an in-person examination, hallmark verification, and metallurgical testing by a qualified specialist would be required. If the item turns out to be a modern reproduction, replica, or a mass-market copy lacking period manufacture, the market value would drop significantly, likely falling into the $25-$50 range.