Multi-Gemstone Floral and Scroll Sterling Silver Gold-Tone Pendant

This is a decorative pendant, likely made of sterling silver (P. 925 CHINA marking suggests 92.5% silver) with gold-plated or gold-tone accents. The pendant has an overall teardrop or 'paisley' shape with an openwork design. The outer border and a central, elongated marquise-shaped opening are encrusted with numerous small, round-cut, pave-set clear stones, likely diamond simulants or very low-grade diamonds, giving it a 'diamond chip' appearance. The interior features an intricate floral and scroll motif executed in a contrasting gold-tone metal. Three prominent five-petal flowers are present: two are set with multiple ruby-red faceted stones (likely rubies or synthetic rubies), and one is set with dark blue/black faceted stones (likely sapphires or black spinels). Additionally, there are smaller clusters of three light green faceted stones (likely emeralds or green garnets/glass) forming leaf-like elements. Small, round clear stones are also clustered at the centers of the red and blue flowers. The craftsmanship suggests a mass-produced, yet decorative, piece. The metal exhibits some patina and minor signs of wear consistent with use, particularly on the gold-tone areas. The stones appear to be securely set. The overall style is ornamental Victorian Revival or contemporary fantasy, often seen in moderately priced silver jewelry. The 'P. 925 CHINA' stamp indicates it was manufactured in China and is plated (P) over sterling silver. The pave setting of the clear stones gives them a somewhat rough texture rather than a smooth, brilliant finish.