Letter Necklace Appraisal

Initial 'S' Pendant Necklace

This is a silver-toned necklace featuring an 'S' initial pendant. The pendant, a stylized uppercase 'S', is adorned with multiple small, clear, faceted stones, likely cubic zirconia or small diamonds, set along its front surface. These stones appear to be pavé or bead set, giving a continuous sparkle along the curve of the letter. The metal of the pendant has a polished, reflective finish, though close inspection reveals areas of possible wear consistent with general use. The edges of the 'S' have a slightly textured or beaded detail, adding to its decorative appeal. The chain attached to the pendant is a twisted rope chain, also in a silver tone, and appears to be delicate in its construction. Near the clasp, there is a small tag or finding clearly marked '14KT', indicating that the chain, or at least a component of it, is made of 14-karat gold, despite its silver appearance (suggesting white gold or platinum plating over white gold). The clasp itself is a spring-ring clasp, a common and secure type. The overall condition appears good, with no obvious breaks or significant damage, though some light scratching or minor tarnishing is possible on the metal elements due to age and handling. This piece likely dates from the late 20th to early 21st century, consistent with popular initial jewelry trends. The craftsmanship appears mass-produced but of a decent quality for costume or everyday fine jewelry.