Silver Band Ring with Flush-Set Stones

This item is a silver-toned band ring, likely made of sterling silver given the '921 hallmark NF' context provided. The ring features a relatively wide, flat band with a smooth, polished exterior, though there is noticeable surface wear and scratches consistent with regular use. The metal exhibits a dark patina in recesses and around the flush-set stones, suggesting tarnishing that is common for silver and indicative of age or lack of recent polishing. The band's interior also appears darkened. Three round, colorless stones are flush-set into the top surface of the band, evenly spaced apart. These stones are clear and faceted, but their brilliance is somewhat diminished by what appears to be surface grime or minor abrasions. There are no prongs visible, indicating a flush or bezel setting technique. The overall construction appears solid and sturdy, characteristic of a durable piece of everyday jewelry. The '921' hallmark, if accurately read, suggests a silver purity of 92.1%, which is very close to sterling silver (92.5%). The 'NF' accompanying it could be a manufacturer's mark or designer's initial. The style is simple and modern, possibly dating from the late 20th to early 21st century. The craftsmanship, particularly the flush setting, suggests a decent level of quality.